Sun West Mortgage Company in Pennsylvania vs the state
12.3%Denial rate-5.99 pts vs state
15.5%Decision denial rate-6.67 pts vs state
47.5%Origination rate-13.42 pts vs state
6.38%Median rate-0.25 pts vs state
0.18Rate spread (pts)-0.06 pts vs state
$84kMedian applicant income
116Loans originated
30Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 205 | 80 | 22.9% | 6.50% | #266 |
| 2024 | 195 | 101 | 16.4% | 6.25% | #272 |
| 2025 | 244 | 116 | 12.3% | 6.38% | #249 |
What Sun West Mortgage Company lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 22 | 9 | 4 | 18.2% |
| Lehigh County | 21 | 10 | 6 | 28.6% |
| Allegheny County | 21 | 8 | 2 | 9.5% |
| York County | 15 | 7 | 2 | 13.3% |
| Delaware County | 14 | 6 | 2 | 14.3% |
| Chester County | 12 | 6 | 1 | 8.3% |
| Berks County | 12 | 4 | 3 | 25.0% |
| Montgomery County | 11 | 7 | 0 | 0.0% |
| Bucks County | 10 | 6 | 0 | 0.0% |
| Schuylkill County | 10 | 8 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 244 applications in 2025, of which 116 were originated and 30 denied.
12.3% of all applications, or 15.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Sun West Mortgage Company originated in Pennsylvania in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology