Stg Mortgage · Wisconsin · 2025

Stg Mortgage in Wisconsin: approval rate, denial rate and rates (2025)

Stg Mortgage took 18 mortgage applications in Wisconsin in 2025, ranking #430 of 938 lenders active in the state. It originated 27.8% of them and denied 27.8% (50.0% of the applications it decided), against a statewide denial rate of 14.0%.

18Applicationsin WI
50.0%Decision denial ratestate 16.4%
6.63%Median ratestate 6.63%
$285,000Median loanstate $165,000
$1.3MVolume12 counties

Stg Mortgage in Wisconsin vs the state

27.8%Denial rate+13.77 pts vs state
50.0%Decision denial rate+33.64 pts vs state
27.8%Origination rate-40.37 pts vs state
6.63%Median rate0.00 pts vs state
0.69Rate spread (pts)+0.57 pts vs state
$90kMedian applicant income
5Loans originated
5Denied

What Stg Mortgage lends in Wisconsin

By loan purpose

Home purchase 10 56% · 20.0% denied
Refinance 3 17% · 66.7% denied
Cash-out refinance 5 28% · 20.0% denied

By loan type

Conventional 11 61% · 18.2% denied
FHA 7 39% · 42.9% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 2 40%
Collateral 2 40%
Incomplete application 1 20%

Where in Wisconsin

Counties with the most Stg Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 310 0.0%
Green County 211 50.0%
Brown County 200 0.0%
Racine County 210 0.0%
Outagamie County 200 0.0%
Vernon County 100 0.0%
Rusk County 101 100.0%
Waukesha County 101 100.0%
Adams County 110 0.0%
Columbia County 101 100.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 18 applications in 2025, of which 5 were originated and 5 denied.

27.8% of all applications, or 50.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Stg Mortgage originated in Wisconsin in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Stg Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology