State Bank of Chilton · Wisconsin · 2025

State Bank of Chilton in Wisconsin: approval rate, denial rate and rates (2025)

State Bank of Chilton took 71 mortgage applications in Wisconsin in 2025, ranking #298 of 938 lenders active in the state. It originated 90.1% of them and denied 2.8% (2.9% of the applications it decided), against a statewide denial rate of 14.0%.

71Applicationsin WI
2.9%Decision denial ratestate 16.4%
Median ratestate 6.63%
$205,000Median loanstate $165,000
$18MVolume13 counties

State Bank of Chilton in Wisconsin vs the state

2.8%Denial rate-11.19 pts vs state
2.9%Decision denial rate-13.50 pts vs state
90.1%Origination rate+21.99 pts vs state
Median rate
Rate spread (pts)
$104kMedian applicant income
64Loans originated
2Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202386674.7%#236
202479686.3%#269
202571642.8%#298

What State Bank of Chilton lends in Wisconsin

By loan purpose

Home purchase 56 79% · 1.8% denied
Refinance 2 3% · 0.0% denied
Cash-out refinance 8 11% · 12.5% denied
Home improvement 2 3% · 0.0% denied
Other / HELOC 3 4% · 0.0% denied

By loan type

Conventional 71 100% · 2.8% denied

Where in Wisconsin

Counties with the most State Bank of Chilton applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Calumet County 31281 3.2%
Milwaukee County 22210 0.0%
Manitowoc County 430 0.0%
Brown County 320 0.0%
Winnebago County 220 0.0%
Outagamie County 220 0.0%
Racine County 110 0.0%
Ozaukee County 110 0.0%
Fond du Lac County 101 100.0%
Waukesha County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 71 applications in 2025, of which 64 were originated and 2 denied.

2.8% of all applications, or 2.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are State Bank of Chilton's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology