Servis One in Wisconsin vs the state
11.8%Denial rate-2.25 pts vs state
23.5%Decision denial rate+7.17 pts vs state
38.2%Origination rate-29.91 pts vs state
6.38%Median rate-0.25 pts vs state
-0.16Rate spread (pts)-0.28 pts vs state
$98kMedian applicant income
13Loans originated
4Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 1 | 33.3% | 6.75% | #538 |
| 2024 | 9 | 6 | 0.0% | 6.31% | #484 |
| 2025 | 34 | 13 | 11.8% | 6.38% | #380 |
What Servis One lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Servis One applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Racine County | 4 | 0 | 0 | 0.0% |
| Dane County | 4 | 2 | 1 | 25.0% |
| Milwaukee County | 3 | 1 | 0 | 0.0% |
| Outagamie County | 3 | 1 | 0 | 0.0% |
| Waukesha County | 2 | 1 | 1 | 50.0% |
| Winnebago County | 2 | 0 | 0 | 0.0% |
| Langlade County | 2 | 2 | 0 | 0.0% |
| Manitowoc County | 2 | 1 | 0 | 0.0% |
| Waushara County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 34 applications in 2025, of which 13 were originated and 4 denied.
11.8% of all applications, or 23.5% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Servis One originated in Wisconsin in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Servis One's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology