Securitynational Mortgage · Pennsylvania · 2025

Securitynational Mortgage in Pennsylvania: approval rate, denial rate and rates (2025)

Securitynational Mortgage took 29 mortgage applications in Pennsylvania in 2025, ranking #557 of 1,114 lenders active in the state. It originated 72.4% of them and denied 6.9% (8.7% of the applications it decided), against a statewide denial rate of 18.3%.

29Applicationsin PA
8.7%Decision denial ratestate 22.2%
6.99%Median ratestate 6.63%
$285,000Median loanstate $155,000
$7.1MVolume15 counties

Securitynational Mortgage in Pennsylvania vs the state

6.9%Denial rate-11.39 pts vs state
8.7%Decision denial rate-13.51 pts vs state
72.4%Origination rate+11.45 pts vs state
6.99%Median rate+0.37 pts vs state
0.36Rate spread (pts)+0.12 pts vs state
$125kMedian applicant income
21Loans originated
2Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
202318916.7%6.63%#630
20247214.3%7.38%#740
202529216.9%6.99%#557

What Securitynational Mortgage lends in Pennsylvania

By loan purpose

Home purchase 24 83% · 0.0% denied
Cash-out refinance 3 10% · 0.0% denied
Home improvement 2 7% · 100.0% denied

By loan type

Conventional 24 83% · 4.2% denied
FHA 2 7% · 50.0% denied
VA 3 10% · 0.0% denied

Why it denied Pennsylvania applicants

Credit history 1 50%
Debt-to-income ratio 1 50%

Where in Pennsylvania

Counties with the most Securitynational Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cumberland County 650 0.0%
Chester County 421 25.0%
York County 430 0.0%
Delaware County 220 0.0%
Adams County 220 0.0%
Perry County 220 0.0%
Allegheny County 110 0.0%
Montgomery County 110 0.0%
Lebanon County 110 0.0%
Dauphin County 100 0.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 29 applications in 2025, of which 21 were originated and 2 denied.

6.9% of all applications, or 8.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Securitynational Mortgage originated in Pennsylvania in 2025 was 6.99%, against a statewide median of 6.63%.

About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology