Salem Five Mortgage Company in New Hampshire vs the state
15.5%Denial rate-1.00 pts vs state
17.3%Decision denial rate-2.95 pts vs state
73.9%Origination rate+12.23 pts vs state
6.50%Median rate-0.32 pts vs state
0.16Rate spread (pts)-0.08 pts vs state
$161kMedian applicant income
105Loans originated
22Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 76 | 2.9% | 6.38% | #77 |
| 2024 | 131 | 101 | 9.9% | 6.63% | #65 |
| 2025 | 142 | 105 | 15.5% | 6.50% | #70 |
What Salem Five Mortgage Company lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Salem Five Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 60 | 46 | 9 | 15.0% |
| Hillsborough County | 38 | 32 | 3 | 7.9% |
| Belknap County | 10 | 5 | 2 | 20.0% |
| Carroll County | 9 | 5 | 1 | 11.1% |
| Cheshire County | 6 | 2 | 4 | 66.7% |
| Grafton County | 5 | 5 | 0 | 0.0% |
| Strafford County | 5 | 3 | 2 | 40.0% |
| Coos County | 4 | 3 | 0 | 0.0% |
| Merrimack County | 3 | 2 | 1 | 33.3% |
| Sullivan County | 2 | 2 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 142 applications in 2025, of which 105 were originated and 22 denied.
15.5% of all applications, or 17.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Salem Five Mortgage Company originated in New Hampshire in 2025 was 6.50%, against a statewide median of 6.82%.
About this data. Figures are Salem Five Mortgage Company's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology