Rockland Trust in New Hampshire vs the state
20.4%Denial rate+3.92 pts vs state
25.6%Decision denial rate+5.37 pts vs state
58.5%Origination rate-3.21 pts vs state
6.49%Median rate-0.33 pts vs state
-0.20Rate spread (pts)-0.44 pts vs state
$164kMedian applicant income
86Loans originated
30Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 49 | 36 | 18.4% | 6.37% | #111 |
| 2024 | 55 | 31 | 16.4% | 6.75% | #111 |
| 2025 | 147 | 86 | 20.4% | 6.49% | #68 |
What Rockland Trust lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Rockland Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 61 | 35 | 15 | 24.6% |
| Rockingham County | 46 | 24 | 10 | 21.7% |
| Belknap County | 14 | 11 | 1 | 7.1% |
| Carroll County | 8 | 4 | 0 | 0.0% |
| Cheshire County | 7 | 3 | 3 | 42.9% |
| Merrimack County | 5 | 4 | 0 | 0.0% |
| Grafton County | 4 | 4 | 0 | 0.0% |
| Coos County | 1 | 0 | 1 | 100.0% |
| Strafford County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 147 applications in 2025, of which 86 were originated and 30 denied.
20.4% of all applications, or 25.6% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Rockland Trust originated in New Hampshire in 2025 was 6.49%, against a statewide median of 6.82%.
About this data. Figures are Rockland Trust's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology