Reliant Home Funding in Pennsylvania vs the state
2.8%Denial rate-15.51 pts vs state
4.8%Decision denial rate-17.45 pts vs state
55.6%Origination rate-5.40 pts vs state
6.63%Median rate0.00 pts vs state
0.35Rate spread (pts)+0.11 pts vs state
$126kMedian applicant income
20Loans originated
1Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 17 | 0.0% | 6.99% | #633 |
| 2024 | 54 | 25 | 3.7% | 6.99% | #467 |
| 2025 | 36 | 20 | 2.8% | 6.63% | #528 |
What Reliant Home Funding lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Reliant Home Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monroe County | 7 | 6 | 0 | 0.0% |
| Carbon County | 6 | 1 | 0 | 0.0% |
| Philadelphia County | 5 | 1 | 0 | 0.0% |
| Montgomery County | 5 | 3 | 0 | 0.0% |
| Pike County | 2 | 2 | 0 | 0.0% |
| Chester County | 2 | 1 | 0 | 0.0% |
| Columbia County | 1 | 1 | 0 | 0.0% |
| Lehigh County | 1 | 0 | 0 | 0.0% |
| Lackawanna County | 1 | 1 | 0 | 0.0% |
| Berks County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 36 applications in 2025, of which 20 were originated and 1 denied.
2.8% of all applications, or 4.8% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Reliant Home Funding originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Reliant Home Funding's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology