Red River Employees Federal Credit Union in Louisiana vs the state
21.2%Denial rate-0.96 pts vs state
23.0%Decision denial rate-5.20 pts vs state
71.2%Origination rate+19.24 pts vs state
—Median rate
—Rate spread (pts)
$59kMedian applicant income
47Loans originated
14Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 22 | 17.9% | 8.00% | #291 |
| 2024 | 41 | 28 | 24.4% | — | #256 |
| 2025 | 66 | 47 | 21.2% | — | #222 |
What Red River Employees Federal Credit Union lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Red River Employees Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caddo Parish | 47 | 36 | 8 | 17.0% |
| Bossier Parish | 10 | 8 | 2 | 20.0% |
| Morehouse Parish | 2 | 1 | 1 | 50.0% |
| Ouachita Parish | 1 | 1 | 0 | 0.0% |
| Lincoln Parish | 1 | 0 | 1 | 100.0% |
| Webster Parish | 1 | 0 | 1 | 100.0% |
| Union Parish | 1 | 0 | 1 | 100.0% |
| De Soto Parish | 1 | 1 | 0 | 0.0% |
| Natchitoches Parish | 1 | 0 | 0 | 0.0% |
| Sabine Parish | 1 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 66 applications in 2025, of which 47 were originated and 14 denied.
21.2% of all applications, or 23.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Red River Employees Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology