Radius Financial Group · Pennsylvania · 2025

Radius Financial Group in Pennsylvania: approval rate, denial rate and rates (2025)

Radius Financial Group took 581 mortgage applications in Pennsylvania in 2025, ranking #139 of 1,114 lenders active in the state. It originated 81.6% of them and denied 2.1% (2.4% of the applications it decided), against a statewide denial rate of 18.3%.

581Applicationsin PA
2.4%Decision denial ratestate 22.2%
6.63%Median ratestate 6.63%
$205,000Median loanstate $155,000
$99MVolume37 counties

Radius Financial Group in Pennsylvania vs the state

2.1%Denial rate-16.22 pts vs state
2.4%Decision denial rate-19.79 pts vs state
81.6%Origination rate+20.62 pts vs state
6.63%Median rate0.00 pts vs state
0.48Rate spread (pts)+0.25 pts vs state
$80kMedian applicant income
474Loans originated
12Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231851561.6%6.88%#278
20244953982.8%6.63%#150
20255814742.1%6.63%#139

What Radius Financial Group lends in Pennsylvania

By loan purpose

Home purchase 535 92% · 2.2% denied
Refinance 22 4% · 0.0% denied
Cash-out refinance 24 4% · 0.0% denied

By loan type

Conventional 378 65% · 1.9% denied
FHA 165 28% · 3.0% denied
VA 27 5% · 0.0% denied
USDA / RHS 11 2% · 0.0% denied

Why it denied Pennsylvania applicants

Collateral 7 58%
Insufficient cash 2 17%
Unverifiable information 2 17%
Employment history 1 8%

Where in Pennsylvania

Counties with the most Radius Financial Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 2762222 0.7%
Dauphin County 44314 9.1%
Blair County 40323 7.5%
Lancaster County 25210 0.0%
Lebanon County 25220 0.0%
Luzerne County 23200 0.0%
Adams County 18170 0.0%
Cambria County 16110 0.0%
Cumberland County 14140 0.0%
Bedford County 13130 0.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 581 applications in 2025, of which 474 were originated and 12 denied.

2.1% of all applications, or 2.4% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Radius Financial Group originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Radius Financial Group's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology