Primelending, a Plainscapital · New Hampshire · 2025

Primelending, a Plainscapital in New Hampshire: approval rate, denial rate and rates (2025)

Primelending, a Plainscapital took 172 mortgage applications in New Hampshire in 2025, ranking #63 of 535 lenders active in the state. It originated 76.7% of them and denied 6.4% (7.5% of the applications it decided), against a statewide denial rate of 16.5%.

172Applicationsin NH
7.5%Decision denial ratestate 20.3%
6.63%Median ratestate 6.82%
$395,000Median loanstate $265,000
$55MVolume10 counties

Primelending, a Plainscapital in New Hampshire vs the state

6.4%Denial rate-10.09 pts vs state
7.5%Decision denial rate-12.79 pts vs state
76.7%Origination rate+15.03 pts vs state
6.63%Median rate-0.20 pts vs state
0.24Rate spread (pts)0.00 pts vs state
$142kMedian applicant income
132Loans originated
11Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231851405.4%6.75%#51
20241711186.4%6.75%#60
20251721326.4%6.63%#63

What Primelending, a Plainscapital lends in New Hampshire

By loan purpose

Home purchase 132 77% · 4.6% denied
Refinance 19 11% · 15.8% denied
Cash-out refinance 14 8% · 7.1% denied
Home improvement 3 2% · 0.0% denied
Other / HELOC 4 2% · 25.0% denied

By loan type

Conventional 118 69% · 5.9% denied
FHA 28 16% · 7.1% denied
VA 26 15% · 7.7% denied

Why it denied New Hampshire applicants

Incomplete application 3 27%
Credit history 2 18%
Debt-to-income ratio 2 18%
Collateral 1 9%
Employment history 1 9%
Insufficient cash 1 9%
Other 1 9%

Where in New Hampshire

Counties with the most Primelending, a Plainscapital applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 59444 6.8%
Rockingham County 37252 5.4%
Strafford County 25221 4.0%
Grafton County 12111 8.3%
Merrimack County 971 11.1%
Coos County 770 0.0%
Belknap County 750 0.0%
Cheshire County 650 0.0%
Carroll County 541 20.0%
Sullivan County 521 20.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 172 applications in 2025, of which 132 were originated and 11 denied.

6.4% of all applications, or 7.5% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Primelending, a Plainscapital originated in New Hampshire in 2025 was 6.63%, against a statewide median of 6.82%.

About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology