Premia Mortgage, LLC DBA Premia Relocation Mortgage · Pennsylvania · 2025

Premia Mortgage, LLC DBA Premia Relocation Mortgage in Pennsylvania: approval rate, denial rate and rates (2025)

Premia Mortgage, LLC DBA Premia Relocation Mortgage took 84 mortgage applications in Pennsylvania in 2025, ranking #400 of 1,114 lenders active in the state. It originated 79.8% of them and denied 3.6% (4.2% of the applications it decided), against a statewide denial rate of 18.3%.

84Applicationsin PA
4.2%Decision denial ratestate 22.2%
6.25%Median ratestate 6.63%
$405,000Median loanstate $155,000
$31MVolume26 counties

Premia Mortgage, LLC DBA Premia Relocation Mortgage in Pennsylvania vs the state

3.6%Denial rate-14.72 pts vs state
4.2%Decision denial rate-17.98 pts vs state
79.8%Origination rate+18.80 pts vs state
6.25%Median rate-0.38 pts vs state
-0.09Rate spread (pts)-0.33 pts vs state
$178kMedian applicant income
67Loans originated
3Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
202369574.4%6.50%#426
202457461.8%6.50%#457
202584673.6%6.25%#400

What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in Pennsylvania

By loan purpose

Home purchase 83 99% · 3.6% denied
Refinance 1 1% · 0.0% denied

By loan type

Conventional 65 77% · 1.5% denied
FHA 7 8% · 14.3% denied
VA 12 14% · 8.3% denied

Why it denied Pennsylvania applicants

Credit history 1 33%
Debt-to-income ratio 1 33%
Collateral 1 33%

Where in Pennsylvania

Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Montgomery County 961 11.1%
Chester County 850 0.0%
Allegheny County 770 0.0%
Bucks County 640 0.0%
York County 660 0.0%
Northampton County 530 0.0%
Philadelphia County 431 25.0%
Lancaster County 430 0.0%
Delaware County 440 0.0%
Cumberland County 320 0.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 84 applications in 2025, of which 67 were originated and 3 denied.

3.6% of all applications, or 4.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in Pennsylvania in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology