Polish & Slavic in Pennsylvania vs the state
13.6%Denial rate-4.65 pts vs state
18.8%Decision denial rate-3.46 pts vs state
56.1%Origination rate-4.90 pts vs state
—Median rate
—Rate spread (pts)
$90kMedian applicant income
37Loans originated
9Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 25 | 18.8% | 7.06% | #486 |
| 2024 | 47 | 21 | 27.7% | 7.75% | #487 |
| 2025 | 66 | 37 | 13.6% | — | #444 |
What Polish & Slavic lends in Pennsylvania
By loan purpose
By loan type
Where in Pennsylvania
Counties with the most Polish & Slavic applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Monroe County | 29 | 14 | 4 | 13.8% |
| Pike County | 14 | 8 | 2 | 14.3% |
| Philadelphia County | 6 | 5 | 0 | 0.0% |
| Bucks County | 4 | 4 | 0 | 0.0% |
| Northampton County | 3 | 2 | 0 | 0.0% |
| Berks County | 2 | 1 | 0 | 0.0% |
| Wayne County | 2 | 0 | 2 | 100.0% |
| Chester County | 2 | 0 | 0 | 0.0% |
| Lackawanna County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 0 | 1 | 100.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 66 applications in 2025, of which 37 were originated and 9 denied.
13.6% of all applications, or 18.8% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Polish & Slavic's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology