Point Mortgage in Wisconsin vs the state
0.8%Denial rate-13.25 pts vs state
0.9%Decision denial rate-15.51 pts vs state
84.1%Origination rate+15.94 pts vs state
6.50%Median rate-0.13 pts vs state
0.27Rate spread (pts)+0.15 pts vs state
$103kMedian applicant income
111Loans originated
1Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 71 | 54 | 2.8% | 6.50% | #284 |
| 2025 | 132 | 111 | 0.8% | 6.50% | #223 |
What Point Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Point Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Brown County | 33 | 30 | 0 | 0.0% |
| Outagamie County | 31 | 28 | 0 | 0.0% |
| Winnebago County | 22 | 15 | 1 | 4.5% |
| Door County | 7 | 5 | 0 | 0.0% |
| Calumet County | 6 | 6 | 0 | 0.0% |
| Marinette County | 6 | 3 | 0 | 0.0% |
| Kewaunee County | 4 | 2 | 0 | 0.0% |
| Oconto County | 4 | 4 | 0 | 0.0% |
| Walworth County | 3 | 3 | 0 | 0.0% |
| Manitowoc County | 3 | 3 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 132 applications in 2025, of which 111 were originated and 1 denied.
0.8% of all applications, or 0.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Point Mortgage originated in Wisconsin in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Point Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology