Plaza Home Mortgage in Wisconsin vs the state
28.1%Denial rate+14.09 pts vs state
32.1%Decision denial rate+15.73 pts vs state
58.2%Origination rate-9.98 pts vs state
6.88%Median rate+0.25 pts vs state
0.39Rate spread (pts)+0.27 pts vs state
$97kMedian applicant income
89Loans originated
43Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 26 | 8.9% | 6.93% | #317 |
| 2024 | 113 | 64 | 31.0% | 6.99% | #217 |
| 2025 | 153 | 89 | 28.1% | 6.88% | #192 |
What Plaza Home Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 33 | 23 | 9 | 27.3% |
| Waukesha County | 10 | 4 | 4 | 40.0% |
| Dane County | 10 | 6 | 3 | 30.0% |
| Wood County | 7 | 5 | 2 | 28.6% |
| Racine County | 6 | 2 | 2 | 33.3% |
| La Crosse County | 6 | 6 | 0 | 0.0% |
| Calumet County | 5 | 4 | 1 | 20.0% |
| Dodge County | 4 | 2 | 1 | 25.0% |
| Brown County | 4 | 1 | 2 | 50.0% |
| Portage County | 4 | 1 | 2 | 50.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 153 applications in 2025, of which 89 were originated and 43 denied.
28.1% of all applications, or 32.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Plaza Home Mortgage originated in Wisconsin in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology