Plaza Home Mortgage in West Virginia vs the state
35.0%Denial rate+13.81 pts vs state
41.2%Decision denial rate+14.52 pts vs state
50.0%Origination rate-4.79 pts vs state
6.63%Median rate0.00 pts vs state
0.39Rate spread (pts)-0.01 pts vs state
$78kMedian applicant income
10Loans originated
7Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 3 | 44.4% | 7.50% | #255 |
| 2024 | 47 | 37 | 14.9% | 7.38% | #137 |
| 2025 | 20 | 10 | 35.0% | 6.63% | #196 |
What Plaza Home Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 10 | 6 | 3 | 30.0% |
| Kanawha County | 3 | 1 | 2 | 66.7% |
| Hancock County | 2 | 0 | 1 | 50.0% |
| Putnam County | 1 | 1 | 0 | 0.0% |
| Ohio County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
| Hampshire County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 0 | 1 | 100.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 20 applications in 2025, of which 10 were originated and 7 denied.
35.0% of all applications, or 41.2% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Plaza Home Mortgage originated in West Virginia in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology