Planet Home Lending in Pennsylvania vs the state
19.8%Denial rate+1.48 pts vs state
20.5%Decision denial rate-1.76 pts vs state
75.7%Origination rate+14.71 pts vs state
6.38%Median rate-0.25 pts vs state
0.28Rate spread (pts)+0.04 pts vs state
$92kMedian applicant income
597Loans originated
156Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 381 | 267 | 21.0% | 6.75% | #167 |
| 2024 | 520 | 379 | 21.9% | 6.63% | #141 |
| 2025 | 789 | 597 | 19.8% | 6.38% | #112 |
What Planet Home Lending lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lehigh County | 100 | 76 | 20 | 20.0% |
| Northampton County | 95 | 79 | 14 | 14.7% |
| Allegheny County | 58 | 45 | 13 | 22.4% |
| Philadelphia County | 44 | 29 | 13 | 29.5% |
| Monroe County | 42 | 33 | 5 | 11.9% |
| Centre County | 27 | 23 | 4 | 14.8% |
| Schuylkill County | 26 | 18 | 5 | 19.2% |
| Berks County | 24 | 19 | 4 | 16.7% |
| York County | 22 | 19 | 3 | 13.6% |
| Montgomery County | 18 | 12 | 4 | 22.2% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 789 applications in 2025, of which 597 were originated and 156 denied.
19.8% of all applications, or 20.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Planet Home Lending originated in Pennsylvania in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology