Pentagon Federal Credit Union in New Hampshire vs the state
40.2%Denial rate+23.75 pts vs state
50.0%Decision denial rate+29.73 pts vs state
37.8%Origination rate-23.91 pts vs state
7.63%Median rate+0.80 pts vs state
0.41Rate spread (pts)+0.17 pts vs state
$143kMedian applicant income
31Loans originated
33Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 110 | 43 | 36.4% | 6.75% | #71 |
| 2024 | 91 | 29 | 39.6% | 8.63% | #87 |
| 2025 | 82 | 31 | 40.2% | 7.63% | #93 |
What Pentagon Federal Credit Union lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Pentagon Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 22 | 10 | 8 | 36.4% |
| Hillsborough County | 20 | 9 | 9 | 45.0% |
| Merrimack County | 11 | 3 | 4 | 36.4% |
| Strafford County | 10 | 4 | 4 | 40.0% |
| Belknap County | 6 | 2 | 2 | 33.3% |
| Sullivan County | 4 | 1 | 1 | 25.0% |
| Coos County | 3 | 1 | 1 | 33.3% |
| Cheshire County | 3 | 1 | 2 | 66.7% |
| Grafton County | 2 | 0 | 1 | 50.0% |
| Carroll County | 1 | 0 | 1 | 100.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 82 applications in 2025, of which 31 were originated and 33 denied.
40.2% of all applications, or 50.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Pentagon Federal Credit Union originated in New Hampshire in 2025 was 7.63%, against a statewide median of 6.82%.
About this data. Figures are Pentagon Federal Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology