Norwich Commercial Group in Pennsylvania vs the state
5.7%Denial rate-12.58 pts vs state
8.3%Decision denial rate-13.88 pts vs state
62.9%Origination rate+1.90 pts vs state
7.25%Median rate+0.63 pts vs state
0.50Rate spread (pts)+0.27 pts vs state
$94kMedian applicant income
22Loans originated
2Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 296 | 234 | 8.1% | 6.75% | #210 |
| 2024 | 113 | 84 | 5.3% | 6.88% | #352 |
| 2025 | 35 | 22 | 5.7% | 7.25% | #533 |
What Norwich Commercial Group lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Norwich Commercial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lackawanna County | 7 | 5 | 1 | 14.3% |
| Philadelphia County | 6 | 3 | 0 | 0.0% |
| Erie County | 5 | 3 | 0 | 0.0% |
| Mifflin County | 2 | 2 | 0 | 0.0% |
| Monroe County | 2 | 1 | 0 | 0.0% |
| Beaver County | 2 | 1 | 0 | 0.0% |
| Carbon County | 2 | 1 | 1 | 50.0% |
| Dauphin County | 1 | 0 | 0 | 0.0% |
| Bucks County | 1 | 1 | 0 | 0.0% |
| Luzerne County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 35 applications in 2025, of which 22 were originated and 2 denied.
5.7% of all applications, or 8.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Norwich Commercial Group originated in Pennsylvania in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Norwich Commercial Group's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology