Northpointe Bank in Wisconsin vs the state
2.5%Denial rate-11.51 pts vs state
3.1%Decision denial rate-13.23 pts vs state
75.0%Origination rate+6.85 pts vs state
6.31%Median rate-0.31 pts vs state
-0.29Rate spread (pts)-0.41 pts vs state
$175kMedian applicant income
30Loans originated
1Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 27 | 2.3% | 7.00% | #322 |
| 2024 | 38 | 20 | 2.6% | 7.50% | #353 |
| 2025 | 40 | 30 | 2.5% | 6.31% | #359 |
What Northpointe Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Northpointe Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Waukesha County | 9 | 6 | 1 | 11.1% |
| Dane County | 4 | 2 | 0 | 0.0% |
| Milwaukee County | 3 | 3 | 0 | 0.0% |
| Racine County | 3 | 1 | 0 | 0.0% |
| Dunn County | 2 | 2 | 0 | 0.0% |
| Brown County | 2 | 1 | 0 | 0.0% |
| Waupaca County | 2 | 2 | 0 | 0.0% |
| Sauk County | 2 | 2 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Kenosha County | 1 | 0 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 40 applications in 2025, of which 30 were originated and 1 denied.
2.5% of all applications, or 3.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Northpointe Bank originated in Wisconsin in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are Northpointe Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology