Nextier Bank in Pennsylvania vs the state
11.4%Denial rate-6.90 pts vs state
12.9%Decision denial rate-9.32 pts vs state
74.7%Origination rate+13.72 pts vs state
6.63%Median rate0.00 pts vs state
0.29Rate spread (pts)+0.05 pts vs state
$108kMedian applicant income
295Loans originated
45Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 365 | 248 | 15.3% | 6.75% | #176 |
| 2024 | 297 | 189 | 16.8% | 7.38% | #211 |
| 2025 | 395 | 295 | 11.4% | 6.63% | #188 |
What Nextier Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Nextier Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Butler County | 100 | 77 | 12 | 12.0% |
| Allegheny County | 83 | 63 | 3 | 3.6% |
| Armstrong County | 56 | 36 | 11 | 19.6% |
| Westmoreland County | 40 | 26 | 6 | 15.0% |
| Mercer County | 31 | 29 | 1 | 3.2% |
| Beaver County | 22 | 17 | 4 | 18.2% |
| Lawrence County | 13 | 10 | 2 | 15.4% |
| Clearfield County | 9 | 6 | 1 | 11.1% |
| Crawford County | 6 | 6 | 0 | 0.0% |
| Clarion County | 6 | 5 | 1 | 16.7% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 395 applications in 2025, of which 295 were originated and 45 denied.
11.4% of all applications, or 12.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Nextier Bank originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Nextier Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology