Nexera Holding in Wisconsin vs the state
13.3%Denial rate-0.68 pts vs state
21.4%Decision denial rate+5.07 pts vs state
48.9%Origination rate-19.26 pts vs state
7.38%Median rate+0.75 pts vs state
1.02Rate spread (pts)+0.90 pts vs state
$98kMedian applicant income
22Loans originated
6Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 17 | 9.4% | 9.25% | #345 |
| 2024 | 41 | 26 | 4.9% | 7.38% | #341 |
| 2025 | 45 | 22 | 13.3% | 7.38% | #342 |
What Nexera Holding lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 12 | 6 | 1 | 8.3% |
| Walworth County | 6 | 4 | 0 | 0.0% |
| Waukesha County | 4 | 3 | 0 | 0.0% |
| Sheboygan County | 3 | 0 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Brown County | 2 | 0 | 0 | 0.0% |
| Kenosha County | 2 | 2 | 0 | 0.0% |
| Waupaca County | 1 | 1 | 0 | 0.0% |
| Dane County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 45 applications in 2025, of which 22 were originated and 6 denied.
13.3% of all applications, or 21.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Nexera Holding originated in Wisconsin in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology