New Day Financial in New Hampshire vs the state
20.7%Denial rate+4.22 pts vs state
46.7%Decision denial rate+26.40 pts vs state
20.7%Origination rate-41.00 pts vs state
6.74%Median rate-0.08 pts vs state
0.71Rate spread (pts)+0.47 pts vs state
$77kMedian applicant income
35Loans originated
35Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 147 | 31 | 19.7% | 7.50% | #59 |
| 2024 | 193 | 38 | 18.1% | 7.75% | #52 |
| 2025 | 169 | 35 | 20.7% | 6.74% | #64 |
What New Day Financial lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 43 | 9 | 11 | 25.6% |
| Rockingham County | 28 | 2 | 7 | 25.0% |
| Merrimack County | 20 | 7 | 0 | 0.0% |
| Grafton County | 19 | 3 | 4 | 21.1% |
| Strafford County | 19 | 5 | 3 | 15.8% |
| Carroll County | 11 | 2 | 1 | 9.1% |
| Coos County | 10 | 3 | 6 | 60.0% |
| Cheshire County | 9 | 3 | 2 | 22.2% |
| Belknap County | 9 | 1 | 1 | 11.1% |
| Sullivan County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 169 applications in 2025, of which 35 were originated and 35 denied.
20.7% of all applications, or 46.7% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans New Day Financial originated in New Hampshire in 2025 was 6.74%, against a statewide median of 6.82%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology