Nationwide Mortgage Bankers in Pennsylvania vs the state
2.3%Denial rate-15.98 pts vs state
2.7%Decision denial rate-19.48 pts vs state
70.0%Origination rate+9.04 pts vs state
6.75%Median rate+0.13 pts vs state
0.61Rate spread (pts)+0.38 pts vs state
$84kMedian applicant income
182Loans originated
6Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 297 | 201 | 6.1% | 6.88% | #209 |
| 2024 | 232 | 165 | 4.3% | 6.99% | #248 |
| 2025 | 260 | 182 | 2.3% | 6.75% | #239 |
What Nationwide Mortgage Bankers lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Nationwide Mortgage Bankers applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 35 | 27 | 0 | 0.0% |
| Lehigh County | 32 | 28 | 2 | 6.3% |
| Philadelphia County | 31 | 16 | 2 | 6.5% |
| Luzerne County | 19 | 16 | 0 | 0.0% |
| Monroe County | 17 | 12 | 1 | 5.9% |
| Lackawanna County | 14 | 11 | 1 | 7.1% |
| Northampton County | 14 | 9 | 0 | 0.0% |
| Beaver County | 10 | 7 | 0 | 0.0% |
| Wayne County | 9 | 8 | 0 | 0.0% |
| Bucks County | 8 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 260 applications in 2025, of which 182 were originated and 6 denied.
2.3% of all applications, or 2.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Nationwide Mortgage Bankers originated in Pennsylvania in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Nationwide Mortgage Bankers's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology