Nationstar Mortgage · Wisconsin · 2025

Nationstar Mortgage in Wisconsin: approval rate, denial rate and rates (2025)

Nationstar Mortgage took 1,260 mortgage applications in Wisconsin in 2025, ranking #38 of 938 lenders active in the state. It originated 69.3% of them and denied 14.3% (16.6% of the applications it decided), against a statewide denial rate of 14.0%.

1.3kApplicationsin WI
16.6%Decision denial ratestate 16.4%
7.49%Median ratestate 6.63%
$125,000Median loanstate $165,000
$149MVolume70 counties

Nationstar Mortgage in Wisconsin vs the state

14.3%Denial rate+0.28 pts vs state
16.6%Decision denial rate+0.28 pts vs state
69.3%Origination rate+1.14 pts vs state
7.49%Median rate+0.87 pts vs state
1.50Rate spread (pts)+1.38 pts vs state
$96kMedian applicant income
873Loans originated
180Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
202363942715.8%6.49%#59
202493459317.6%7.13%#49
20251,26087314.3%7.49%#38

What Nationstar Mortgage lends in Wisconsin

By loan purpose

Home purchase 120 10% · 7.5% denied
Refinance 220 17% · 9.1% denied
Cash-out refinance 353 28% · 21.5% denied
Home improvement 98 8% · 17.4% denied
Other / HELOC 469 37% · 12.4% denied

By loan type

Conventional 1,049 83% · 13.8% denied
FHA 148 12% · 18.9% denied
VA 63 5% · 11.1% denied

Why it denied Wisconsin applicants

Collateral 77 43%
Debt-to-income ratio 42 23%
Incomplete application 23 13%
Other 16 9%
Credit history 11 6%
Unverifiable information 7 4%
Employment history 2 1%
Insufficient cash 2 1%

Where in Wisconsin

Counties with the most Nationstar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 21314435 16.4%
Waukesha County 1249012 9.7%
Dane County 705310 14.3%
Kenosha County 60429 15.0%
Brown County 52417 13.5%
Walworth County 49325 10.2%
Racine County 48355 10.4%
Washington County 45337 15.6%
Winnebago County 33194 12.1%
Sheboygan County 33293 9.1%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 1,260 applications in 2025, of which 873 were originated and 180 denied.

14.3% of all applications, or 16.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Nationstar Mortgage originated in Wisconsin in 2025 was 7.49%, against a statewide median of 6.63%.

About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology