Nation One Mortgage in Pennsylvania vs the state
3.8%Denial rate-14.54 pts vs state
4.9%Decision denial rate-17.29 pts vs state
72.5%Origination rate+11.54 pts vs state
6.63%Median rate0.00 pts vs state
0.53Rate spread (pts)+0.29 pts vs state
$86kMedian applicant income
116Loans originated
6Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 158 | 122 | 9.5% | 6.75% | #307 |
| 2024 | 170 | 116 | 4.1% | 6.81% | #292 |
| 2025 | 160 | 116 | 3.8% | 6.63% | #311 |
What Nation One Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Nation One Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 91 | 62 | 4 | 4.4% |
| Delaware County | 21 | 17 | 0 | 0.0% |
| Bucks County | 18 | 15 | 0 | 0.0% |
| Montgomery County | 12 | 11 | 1 | 8.3% |
| Chester County | 4 | 2 | 1 | 25.0% |
| Berks County | 2 | 2 | 0 | 0.0% |
| Lancaster County | 2 | 0 | 0 | 0.0% |
| Luzerne County | 2 | 0 | 0 | 0.0% |
| Pike County | 1 | 1 | 0 | 0.0% |
| Lackawanna County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 160 applications in 2025, of which 116 were originated and 6 denied.
3.8% of all applications, or 4.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Nation One Mortgage originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Nation One Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology