Mutual of Omaha Mortgage in Wisconsin vs the state
22.7%Denial rate+8.64 pts vs state
29.0%Decision denial rate+12.65 pts vs state
53.5%Origination rate-14.65 pts vs state
6.49%Median rate-0.13 pts vs state
0.39Rate spread (pts)+0.27 pts vs state
$77kMedian applicant income
359Loans originated
152Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 408 | 219 | 24.3% | 7.00% | #88 |
| 2024 | 545 | 301 | 24.8% | 6.75% | #75 |
| 2025 | 671 | 359 | 22.7% | 6.49% | #73 |
What Mutual of Omaha Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 88 | 45 | 23 | 26.1% |
| Dane County | 49 | 34 | 6 | 12.2% |
| Waukesha County | 40 | 21 | 4 | 10.0% |
| Kenosha County | 29 | 18 | 8 | 27.6% |
| Walworth County | 27 | 17 | 6 | 22.2% |
| Racine County | 26 | 9 | 13 | 50.0% |
| Winnebago County | 24 | 19 | 2 | 8.3% |
| St. Croix County | 22 | 14 | 3 | 13.6% |
| Outagamie County | 21 | 12 | 5 | 23.8% |
| Fond du Lac County | 19 | 7 | 8 | 42.1% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 671 applications in 2025, of which 359 were originated and 152 denied.
22.7% of all applications, or 29.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Mutual of Omaha Mortgage originated in Wisconsin in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology