Mission Loans in Pennsylvania vs the state
3.5%Denial rate-14.76 pts vs state
15.3%Decision denial rate-6.92 pts vs state
16.0%Origination rate-44.93 pts vs state
7.88%Median rate+1.25 pts vs state
1.40Rate spread (pts)+1.16 pts vs state
$86kMedian applicant income
59Loans originated
13Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 137 | 34 | 3.7% | 6.88% | #330 |
| 2024 | 97 | 19 | 8.3% | 6.75% | #376 |
| 2025 | 368 | 59 | 3.5% | 7.88% | #206 |
What Mission Loans lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Mission Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 39 | 8 | 2 | 5.1% |
| Bucks County | 34 | 7 | 1 | 2.9% |
| Philadelphia County | 32 | 6 | 1 | 3.1% |
| Allegheny County | 23 | 6 | 0 | 0.0% |
| Berks County | 17 | 3 | 0 | 0.0% |
| Lancaster County | 16 | 3 | 1 | 6.3% |
| York County | 15 | 2 | 2 | 13.3% |
| Northampton County | 14 | 1 | 0 | 0.0% |
| Delaware County | 13 | 0 | 0 | 0.0% |
| Monroe County | 12 | 4 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 368 applications in 2025, of which 59 were originated and 13 denied.
3.5% of all applications, or 15.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Mission Loans originated in Pennsylvania in 2025 was 7.88%, against a statewide median of 6.63%.
About this data. Figures are Mission Loans's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology