Milend in Pennsylvania vs the state
15.0%Denial rate-3.25 pts vs state
41.2%Decision denial rate+19.01 pts vs state
16.4%Origination rate-44.53 pts vs state
6.25%Median rate-0.38 pts vs state
0.26Rate spread (pts)+0.02 pts vs state
$80kMedian applicant income
59Loans originated
54Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 315 | 68 | 11.4% | 6.63% | #201 |
| 2024 | 333 | 96 | 8.4% | 6.25% | #194 |
| 2025 | 359 | 59 | 15.0% | 6.25% | #209 |
What Milend lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Milend applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 43 | 7 | 3 | 7.0% |
| Allegheny County | 26 | 3 | 7 | 26.9% |
| Montgomery County | 25 | 5 | 0 | 0.0% |
| York County | 22 | 3 | 4 | 18.2% |
| Delaware County | 19 | 4 | 3 | 15.8% |
| Chester County | 13 | 3 | 0 | 0.0% |
| Lehigh County | 13 | 1 | 4 | 30.8% |
| Lancaster County | 11 | 2 | 2 | 18.2% |
| Monroe County | 11 | 1 | 2 | 18.2% |
| Northampton County | 11 | 2 | 1 | 9.1% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 359 applications in 2025, of which 59 were originated and 54 denied.
15.0% of all applications, or 41.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Milend originated in Pennsylvania in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Milend's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology