Mid Penn Bank in Pennsylvania vs the state
19.0%Denial rate+0.70 pts vs state
22.0%Decision denial rate-0.26 pts vs state
65.8%Origination rate+4.88 pts vs state
7.00%Median rate+0.38 pts vs state
0.24Rate spread (pts)0.00 pts vs state
$100kMedian applicant income
773Loans originated
223Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,499 | 999 | 15.5% | 7.50% | #59 |
| 2024 | 1,128 | 683 | 20.7% | 7.85% | #74 |
| 2025 | 1,174 | 773 | 19.0% | 7.00% | #80 |
What Mid Penn Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Mid Penn Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dauphin County | 192 | 120 | 44 | 22.9% |
| Schuylkill County | 120 | 69 | 37 | 30.8% |
| Lancaster County | 101 | 80 | 8 | 7.9% |
| Montgomery County | 86 | 64 | 6 | 7.0% |
| Cumberland County | 79 | 61 | 8 | 10.1% |
| Delaware County | 73 | 57 | 5 | 6.8% |
| York County | 67 | 43 | 12 | 17.9% |
| Berks County | 66 | 37 | 18 | 27.3% |
| Bucks County | 57 | 35 | 13 | 22.8% |
| Chester County | 56 | 47 | 4 | 7.1% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 1,174 applications in 2025, of which 773 were originated and 223 denied.
19.0% of all applications, or 22.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Mid Penn Bank originated in Pennsylvania in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Mid Penn Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology