Meridian Bank in Pennsylvania vs the state
2.1%Denial rate-16.19 pts vs state
2.5%Decision denial rate-19.70 pts vs state
80.5%Origination rate+19.53 pts vs state
6.63%Median rate0.00 pts vs state
0.20Rate spread (pts)-0.04 pts vs state
$109kMedian applicant income
652Loans originated
17Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 868 | 700 | 3.2% | 6.75% | #89 |
| 2024 | 922 | 704 | 3.7% | 6.63% | #88 |
| 2025 | 810 | 652 | 2.1% | 6.63% | #110 |
What Meridian Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Meridian Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 243 | 183 | 4 | 1.6% |
| Delaware County | 114 | 93 | 4 | 3.5% |
| Montgomery County | 113 | 93 | 3 | 2.7% |
| Chester County | 92 | 80 | 1 | 1.1% |
| Bucks County | 81 | 68 | 2 | 2.5% |
| Lancaster County | 45 | 38 | 1 | 2.2% |
| York County | 33 | 28 | 0 | 0.0% |
| Berks County | 16 | 15 | 0 | 0.0% |
| Dauphin County | 13 | 8 | 0 | 0.0% |
| Cumberland County | 9 | 8 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 810 applications in 2025, of which 652 were originated and 17 denied.
2.1% of all applications, or 2.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Meridian Bank originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Meridian Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology