Members First Credit Union Of N.H. · New Hampshire · 2025

Members First Credit Union Of N.H. in New Hampshire: approval rate, denial rate and rates (2025)

Members First Credit Union Of N.H. took 110 mortgage applications in New Hampshire in 2025, ranking #82 of 535 lenders active in the state. It originated 70.0% of them and denied 16.4% (17.8% of the applications it decided), against a statewide denial rate of 16.5%.

110Applicationsin NH
17.8%Decision denial ratestate 20.3%
Median ratestate 6.82%
$130,000Median loanstate $265,000
$15MVolume10 counties

Members First Credit Union Of N.H. in New Hampshire vs the state

16.4%Denial rate-0.13 pts vs state
17.8%Decision denial rate-2.45 pts vs state
70.0%Origination rate+8.29 pts vs state
Median rate
Rate spread (pts)
$131kMedian applicant income
77Loans originated
18Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023986215.3%#78
20241219112.4%#66
20251107716.4%#82

What Members First Credit Union Of N.H. lends in New Hampshire

By loan purpose

Home purchase 20 18% · 5.0% denied
Refinance 3 3% · 0.0% denied
Cash-out refinance 41 37% · 14.6% denied
Home improvement 27 25% · 22.2% denied
Other / HELOC 19 17% · 26.3% denied

By loan type

Conventional 110 100% · 16.4% denied

Where in New Hampshire

Counties with the most Members First Credit Union Of N.H. applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 67518 11.9%
Merrimack County 19125 26.3%
Rockingham County 1592 13.3%
Belknap County 312 66.7%
Carroll County 110 0.0%
Grafton County 100 0.0%
Strafford County 101 100.0%
Cheshire County 110 0.0%
Coos County 110 0.0%
Sullivan County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 110 applications in 2025, of which 77 were originated and 18 denied.

16.4% of all applications, or 17.8% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Members First Credit Union Of N.H.'s own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology