LoanUnited.com in Pennsylvania vs the state
8.1%Denial rate-10.23 pts vs state
18.6%Decision denial rate-3.57 pts vs state
35.2%Origination rate-25.80 pts vs state
6.00%Median rate-0.63 pts vs state
0.08Rate spread (pts)-0.16 pts vs state
$93kMedian applicant income
96Loans originated
22Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 115 | 39 | 4.4% | 6.13% | #360 |
| 2024 | 101 | 52 | 2.0% | 6.44% | #371 |
| 2025 | 273 | 96 | 8.1% | 6.00% | #237 |
What LoanUnited.com lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 28 | 9 | 2 | 7.1% |
| Allegheny County | 25 | 9 | 1 | 4.0% |
| Berks County | 22 | 7 | 1 | 4.5% |
| Montgomery County | 17 | 5 | 4 | 23.5% |
| Northampton County | 16 | 3 | 3 | 18.8% |
| Bucks County | 15 | 7 | 1 | 6.7% |
| York County | 14 | 4 | 0 | 0.0% |
| Delaware County | 14 | 5 | 1 | 7.1% |
| Lancaster County | 13 | 7 | 0 | 0.0% |
| Monroe County | 9 | 4 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 273 applications in 2025, of which 96 were originated and 22 denied.
8.1% of all applications, or 18.6% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans LoanUnited.com originated in Pennsylvania in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology