Lima One Capital in Wisconsin vs the state
30.6%Denial rate+16.55 pts vs state
39.3%Decision denial rate+22.93 pts vs state
47.2%Origination rate-20.93 pts vs state
7.45%Median rate+0.83 pts vs state
—Rate spread (pts)
—Median applicant income
17Loans originated
11Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 71 | 71 | 0.0% | 8.78% | #267 |
| 2024 | 96 | 49 | 25.0% | 8.00% | #240 |
| 2025 | 36 | 17 | 30.6% | 7.45% | #374 |
What Lima One Capital lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Lima One Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 12 | 7 | 4 | 33.3% |
| Racine County | 8 | 4 | 3 | 37.5% |
| Eau Claire County | 3 | 1 | 2 | 66.7% |
| Walworth County | 2 | 2 | 0 | 0.0% |
| Sheboygan County | 2 | 1 | 1 | 50.0% |
| Brown County | 1 | 0 | 0 | 0.0% |
| Polk County | 1 | 0 | 0 | 0.0% |
| Waukesha County | 1 | 0 | 1 | 100.0% |
| Trempealeau County | 1 | 0 | 0 | 0.0% |
| Rock County | 1 | 0 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 36 applications in 2025, of which 17 were originated and 11 denied.
30.6% of all applications, or 39.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Lima One Capital originated in Wisconsin in 2025 was 7.45%, against a statewide median of 6.63%.
About this data. Figures are Lima One Capital's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology