LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Wisconsin vs the state
6.3%Denial rate-7.68 pts vs state
9.0%Decision denial rate-7.39 pts vs state
57.9%Origination rate-10.23 pts vs state
6.00%Median rate-0.63 pts vs state
-0.24Rate spread (pts)-0.36 pts vs state
$142kMedian applicant income
128Loans originated
14Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 57 | 32 | 5.3% | 6.25% | #308 |
| 2025 | 221 | 128 | 6.3% | 6.00% | #147 |
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dane County | 43 | 24 | 0 | 0.0% |
| Waukesha County | 36 | 23 | 5 | 13.9% |
| Milwaukee County | 22 | 8 | 1 | 4.5% |
| Columbia County | 7 | 3 | 1 | 14.3% |
| Walworth County | 7 | 5 | 0 | 0.0% |
| Brown County | 6 | 5 | 0 | 0.0% |
| Racine County | 6 | 4 | 0 | 0.0% |
| Kenosha County | 6 | 5 | 0 | 0.0% |
| Rock County | 6 | 3 | 1 | 16.7% |
| Ozaukee County | 5 | 1 | 1 | 20.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 221 applications in 2025, of which 128 were originated and 14 denied.
6.3% of all applications, or 9.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Wisconsin in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology