Lendingone in Wisconsin vs the state
18.6%Denial rate+4.56 pts vs state
62.9%Decision denial rate+46.50 pts vs state
11.0%Origination rate-57.18 pts vs state
7.31%Median rate+0.68 pts vs state
—Rate spread (pts)
—Median applicant income
26Loans originated
44Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 145 | 38 | 60.7% | 8.15% | #169 |
| 2024 | 143 | 56 | 51.8% | 7.59% | #181 |
| 2025 | 237 | 26 | 18.6% | 7.31% | #136 |
What Lendingone lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 124 | 20 | 32 | 25.8% |
| Racine County | 13 | 0 | 3 | 23.1% |
| Kenosha County | 12 | 2 | 2 | 16.7% |
| Brown County | 9 | 0 | 0 | 0.0% |
| Outagamie County | 7 | 1 | 2 | 28.6% |
| Waukesha County | 7 | 0 | 0 | 0.0% |
| Dane County | 6 | 1 | 0 | 0.0% |
| Rock County | 6 | 0 | 3 | 50.0% |
| Ozaukee County | 6 | 0 | 0 | 0.0% |
| Walworth County | 6 | 1 | 1 | 16.7% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 237 applications in 2025, of which 26 were originated and 44 denied.
18.6% of all applications, or 62.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Lendingone originated in Wisconsin in 2025 was 7.31%, against a statewide median of 6.63%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology