Lendingone in West Virginia vs the state
21.0%Denial rate-0.20 pts vs state
85.0%Decision denial rate+58.34 pts vs state
3.7%Origination rate-51.09 pts vs state
7.13%Median rate+0.51 pts vs state
—Rate spread (pts)
—Median applicant income
3Loans originated
17Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 42 | 3 | 78.6% | 7.54% | #138 |
| 2024 | 24 | 0 | 79.2% | — | #184 |
| 2025 | 81 | 3 | 21.0% | 7.13% | #103 |
What Lendingone lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kanawha County | 21 | 2 | 5 | 23.8% |
| Cabell County | 10 | 0 | 6 | 60.0% |
| Berkeley County | 9 | 1 | 1 | 11.1% |
| Monongalia County | 9 | 0 | 0 | 0.0% |
| Raleigh County | 6 | 0 | 4 | 66.7% |
| Wood County | 5 | 0 | 0 | 0.0% |
| Hancock County | 2 | 0 | 0 | 0.0% |
| Jefferson County | 2 | 0 | 0 | 0.0% |
| Marion County | 2 | 0 | 1 | 50.0% |
| Hampshire County | 2 | 0 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 81 applications in 2025, of which 3 were originated and 17 denied.
21.0% of all applications, or 85.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Lendingone originated in West Virginia in 2025 was 7.13%, against a statewide median of 6.62%.
About this data. Figures are Lendingone's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology