Lendingone · New Hampshire · 2025

Lendingone in New Hampshire: approval rate, denial rate and rates (2025)

Lendingone took 73 mortgage applications in New Hampshire in 2025, ranking #99 of 535 lenders active in the state. It originated 1.4% of them and denied 8.2% (85.7% of the applications it decided), against a statewide denial rate of 16.5%.

73Applicationsin NH
85.7%Decision denial ratestate 20.3%
Median ratestate 6.82%
$195,000Median loanstate $265,000
$245kVolume10 counties

Lendingone in New Hampshire vs the state

8.2%Denial rate-8.27 pts vs state
85.7%Decision denial rate+65.44 pts vs state
1.4%Origination rate-60.34 pts vs state
Median rate
Rate spread (pts)
Median applicant income
1Loans originated
6Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202318072.2%#167
202428853.6%7.40%#150
20257318.2%#99

What Lendingone lends in New Hampshire

By loan purpose

Home purchase 53 73% · 7.6% denied
Refinance 2 3% · 0.0% denied
Cash-out refinance 14 19% · 14.3% denied
Home improvement 4 5% · 0.0% denied

By loan type

Conventional 73 100% · 8.2% denied

Why it denied New Hampshire applicants

Collateral 3 50%
Debt-to-income ratio 2 33%
Unverifiable information 1 17%

Where in New Hampshire

Counties with the most Lendingone applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 2613 11.5%
Rockingham County 1401 7.1%
Strafford County 600 0.0%
Merrimack County 600 0.0%
Belknap County 600 0.0%
Carroll County 500 0.0%
Cheshire County 401 25.0%
Grafton County 300 0.0%
Coos County 201 50.0%
Sullivan County 100 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 73 applications in 2025, of which 1 were originated and 6 denied.

8.2% of all applications, or 85.7% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Lendingone's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology