Unnamed lender 254900M2C4Q6DATP2889 · Pennsylvania · 2025

Unnamed lender 254900M2C4Q6DATP2889 in Pennsylvania: approval rate, denial rate and rates (2025)

Unnamed lender 254900M2C4Q6DATP2889 took 651 mortgage applications in Pennsylvania in 2025, ranking #133 of 1,114 lenders active in the state. It originated 34.4% of them and denied 17.4% (33.5% of the applications it decided), against a statewide denial rate of 18.3%.

651Applicationsin PA
33.5%Decision denial ratestate 22.2%
6.13%Median ratestate 6.63%
$255,000Median loanstate $155,000
$64MVolume52 counties

Unnamed lender 254900M2C4Q6DATP2889 in Pennsylvania vs the state

17.4%Denial rate-0.93 pts vs state
33.5%Decision denial rate+11.32 pts vs state
34.4%Origination rate-26.55 pts vs state
6.13%Median rate-0.50 pts vs state
0.47Rate spread (pts)+0.23 pts vs state
$83kMedian applicant income
224Loans originated
113Denied

What Unnamed lender 254900M2C4Q6DATP2889 lends in Pennsylvania

By loan purpose

Home purchase 1 0% · 100.0% denied
Refinance 48 7% · 22.9% denied
Cash-out refinance 599 92% · 16.7% denied
Home improvement 3 0% · 33.3% denied

By loan type

Conventional 107 16% · 17.8% denied
FHA 373 57% · 16.9% denied
VA 171 26% · 18.1% denied

Why it denied Pennsylvania applicants

Collateral 58 51%
Debt-to-income ratio 29 26%
Credit history 26 23%

Where in Pennsylvania

Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Philadelphia County 541211 20.4%
Montgomery County 41129 22.0%
Allegheny County 41207 17.1%
Northampton County 41157 17.1%
Berks County 38138 21.1%
Delaware County 38117 18.4%
Lancaster County 34124 11.8%
Bucks County 32125 15.6%
York County 30146 20.0%
Monroe County 28111 3.6%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 651 applications in 2025, of which 224 were originated and 113 denied.

17.4% of all applications, or 33.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Pennsylvania in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology