Unnamed lender 254900CTT87ZKAUTIJ37 · Pennsylvania · 2025

Unnamed lender 254900CTT87ZKAUTIJ37 in Pennsylvania: approval rate, denial rate and rates (2025)

Unnamed lender 254900CTT87ZKAUTIJ37 took 854 mortgage applications in Pennsylvania in 2025, ranking #107 of 1,114 lenders active in the state. It originated 67.6% of them and denied 14.2% (17.1% of the applications it decided), against a statewide denial rate of 18.3%.

854Applicationsin PA
17.1%Decision denial ratestate 22.2%
7.99%Median ratestate 6.63%
$155,000Median loanstate $155,000
$110MVolume38 counties

Unnamed lender 254900CTT87ZKAUTIJ37 in Pennsylvania vs the state

14.2%Denial rate-4.12 pts vs state
17.1%Decision denial rate-5.10 pts vs state
67.6%Origination rate+6.60 pts vs state
7.99%Median rate+1.37 pts vs state
Rate spread (pts)
Median applicant income
577Loans originated
121Denied

What Unnamed lender 254900CTT87ZKAUTIJ37 lends in Pennsylvania

By loan purpose

Home purchase 708 83% · 12.4% denied
Refinance 80 9% · 16.3% denied
Cash-out refinance 54 6% · 29.6% denied
Home improvement 12 1% · 33.3% denied

By loan type

Conventional 854 100% · 14.2% denied

Why it denied Pennsylvania applicants

Collateral 67 55%
Other 22 18%
Credit history 11 9%
Unverifiable information 10 8%
Incomplete application 7 6%
Insufficient cash 4 3%

Where in Pennsylvania

Counties with the most Unnamed lender 254900CTT87ZKAUTIJ37 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Philadelphia County 24116037 15.4%
Berks County 17812623 12.9%
Allegheny County 17312612 6.9%
Beaver County 24153 12.5%
Delaware County 23183 13.0%
Dauphin County 23133 13.0%
Luzerne County 23156 26.1%
Lehigh County 21125 23.8%
Schuylkill County 1796 35.3%
York County 15102 13.3%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 854 applications in 2025, of which 577 were originated and 121 denied.

14.2% of all applications, or 17.1% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Unnamed lender 254900CTT87ZKAUTIJ37 originated in Pennsylvania in 2025 was 7.99%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 254900CTT87ZKAUTIJ37's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology