Lehigh Valley Educators Credit Union in Pennsylvania vs the state
1.7%Denial rate-16.55 pts vs state
1.8%Decision denial rate-20.41 pts vs state
94.8%Origination rate+33.82 pts vs state
6.74%Median rate+0.12 pts vs state
0.51Rate spread (pts)+0.27 pts vs state
$112kMedian applicant income
109Loans originated
2Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 136 | 129 | 0.0% | 6.49% | #333 |
| 2024 | 143 | 137 | 0.0% | 6.74% | #319 |
| 2025 | 115 | 109 | 1.7% | 6.74% | #359 |
What Lehigh Valley Educators Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Lehigh Valley Educators Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lehigh County | 74 | 68 | 2 | 2.7% |
| Northampton County | 28 | 28 | 0 | 0.0% |
| Carbon County | 4 | 4 | 0 | 0.0% |
| Berks County | 3 | 3 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Bucks County | 1 | 1 | 0 | 0.0% |
| Pike County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Schuylkill County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 115 applications in 2025, of which 109 were originated and 2 denied.
1.7% of all applications, or 1.8% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Lehigh Valley Educators Credit Union originated in Pennsylvania in 2025 was 6.74%, against a statewide median of 6.63%.
About this data. Figures are Lehigh Valley Educators Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology