Leaderone Financial · Wisconsin · 2025

Leaderone Financial in Wisconsin: approval rate, denial rate and rates (2025)

Leaderone Financial took 54 mortgage applications in Wisconsin in 2025, ranking #326 of 938 lenders active in the state. It originated 74.1% of them and denied 9.3% (11.1% of the applications it decided), against a statewide denial rate of 14.0%.

54Applicationsin WI
11.1%Decision denial ratestate 16.4%
6.99%Median ratestate 6.63%
$200,000Median loanstate $165,000
$9.1MVolume20 counties

Leaderone Financial in Wisconsin vs the state

9.3%Denial rate-4.75 pts vs state
11.1%Decision denial rate-5.25 pts vs state
74.1%Origination rate+5.92 pts vs state
6.99%Median rate+0.37 pts vs state
0.57Rate spread (pts)+0.45 pts vs state
$100kMedian applicant income
40Loans originated
5Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023352322.9%7.06%#336
202450398.0%6.88%#314
202554409.3%6.99%#326

What Leaderone Financial lends in Wisconsin

By loan purpose

Home purchase 38 70% · 2.6% denied
Refinance 3 6% · 33.3% denied
Cash-out refinance 13 24% · 23.1% denied

By loan type

Conventional 40 74% · 10.0% denied
FHA 10 19% · 0.0% denied
VA 4 7% · 25.0% denied

Why it denied Wisconsin applicants

Other 3 60%
Incomplete application 1 20%
Debt-to-income ratio 1 20%

Where in Wisconsin

Counties with the most Leaderone Financial applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Marathon County 20142 10.0%
Portage County 961 11.1%
Milwaukee County 330 0.0%
Lincoln County 321 33.3%
Outagamie County 210 0.0%
Waushara County 220 0.0%
Oneida County 220 0.0%
Waukesha County 110 0.0%
Jefferson County 110 0.0%
Kenosha County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 54 applications in 2025, of which 40 were originated and 5 denied.

9.3% of all applications, or 11.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Leaderone Financial originated in Wisconsin in 2025 was 6.99%, against a statewide median of 6.63%.

About this data. Figures are Leaderone Financial's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology