Lakeview Loan Servicing · Pennsylvania · 2025

Lakeview Loan Servicing in Pennsylvania: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 1,964 mortgage applications in Pennsylvania in 2025, ranking #52 of 1,114 lenders active in the state. It originated 24.5% of them and denied 51.8% (60.0% of the applications it decided), against a statewide denial rate of 18.3%.

2.0kApplicationsin PA
60.0%Decision denial ratestate 22.2%
6.63%Median ratestate 6.63%
$215,000Median loanstate $155,000
$102MVolume64 counties

Lakeview Loan Servicing in Pennsylvania vs the state

51.8%Denial rate+33.54 pts vs state
60.0%Decision denial rate+37.81 pts vs state
24.5%Origination rate-36.42 pts vs state
6.63%Median rate0.00 pts vs state
0.55Rate spread (pts)+0.31 pts vs state
$98kMedian applicant income
482Loans originated
1,018Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
202375515560.5%6.25%#99
20241,26828653.2%6.75%#70
20251,96448251.8%6.63%#52

What Lakeview Loan Servicing lends in Pennsylvania

By loan purpose

Home purchase 58 3% · 20.7% denied
Refinance 818 42% · 52.6% denied
Cash-out refinance 588 30% · 52.9% denied
Other / HELOC 500 25% · 53.0% denied

By loan type

Conventional 985 50% · 51.3% denied
FHA 779 40% · 54.2% denied
VA 200 10% · 45.5% denied

Why it denied Pennsylvania applicants

Incomplete application 732 72%
Credit history 118 12%
Debt-to-income ratio 100 10%
Other 39 4%
Collateral 28 3%
Employment history 1 0%

Where in Pennsylvania

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Philadelphia County 18326108 59.0%
Montgomery County 1604282 51.3%
Allegheny County 1432975 52.4%
York County 1243261 49.2%
Delaware County 1082359 54.6%
Bucks County 1042353 51.0%
Berks County 842640 47.6%
Lehigh County 781842 53.8%
Chester County 742535 47.3%
Northampton County 701735 50.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 1,964 applications in 2025, of which 482 were originated and 1,018 denied.

51.8% of all applications, or 60.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Lakeview Loan Servicing originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology