KeyBank · New Hampshire · 2025

KeyBank in New Hampshire: approval rate, denial rate and rates (2025)

KeyBank took 16 mortgage applications in New Hampshire in 2025, ranking #213 of 535 lenders active in the state. It originated 50.0% of them and denied 18.8% (27.3% of the applications it decided), against a statewide denial rate of 16.5%.

16Applicationsin NH
27.3%Decision denial ratestate 20.3%
6.81%Median ratestate 6.82%
$325,000Median loanstate $265,000
$3.6MVolume10 counties

KeyBank in New Hampshire vs the state

18.8%Denial rate+2.26 pts vs state
27.3%Decision denial rate+7.00 pts vs state
50.0%Origination rate-11.71 pts vs state
6.81%Median rate-0.01 pts vs state
0.28Rate spread (pts)+0.04 pts vs state
$116kMedian applicant income
8Loans originated
3Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202312333.3%7.38%#215
202413453.9%5.94%#225
202516818.8%6.81%#213

What KeyBank lends in New Hampshire

By loan purpose

Home purchase 9 56% · 0.0% denied
Refinance 1 6% · 0.0% denied
Cash-out refinance 1 6% · 0.0% denied
Home improvement 1 6% · 0.0% denied
Other / HELOC 4 25% · 75.0% denied

By loan type

Conventional 16 100% · 18.8% denied

Why it denied New Hampshire applicants

Incomplete application 2 67%
Debt-to-income ratio 1 33%

Where in New Hampshire

Counties with the most KeyBank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sullivan County 321 33.3%
Rockingham County 311 33.3%
Carroll County 210 0.0%
Hillsborough County 220 0.0%
Merrimack County 100 0.0%
Cheshire County 100 0.0%
Coos County 100 0.0%
Grafton County 110 0.0%
Strafford County 101 100.0%
Belknap County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 16 applications in 2025, of which 8 were originated and 3 denied.

18.8% of all applications, or 27.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans KeyBank originated in New Hampshire in 2025 was 6.81%, against a statewide median of 6.82%.

About this data. Figures are KeyBank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology