Jet Direct Funding in Pennsylvania vs the state
7.1%Denial rate-11.15 pts vs state
12.5%Decision denial rate-9.71 pts vs state
42.9%Origination rate-18.10 pts vs state
6.88%Median rate+0.25 pts vs state
0.72Rate spread (pts)+0.49 pts vs state
$163kMedian applicant income
6Loans originated
1Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 7 | 9.1% | 6.50% | #693 |
| 2024 | 7 | 2 | 57.1% | 6.38% | #738 |
| 2025 | 14 | 6 | 7.1% | 6.88% | #638 |
What Jet Direct Funding lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Jet Direct Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 3 | 1 | 0 | 0.0% |
| Carbon County | 2 | 2 | 0 | 0.0% |
| Northampton County | 2 | 2 | 0 | 0.0% |
| Monroe County | 2 | 0 | 0 | 0.0% |
| Lawrence County | 1 | 0 | 0 | 0.0% |
| Wayne County | 1 | 0 | 0 | 0.0% |
| Pike County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 0 | 1 | 100.0% |
| Lackawanna County | 1 | 0 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 14 applications in 2025, of which 6 were originated and 1 denied.
7.1% of all applications, or 12.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Jet Direct Funding originated in Pennsylvania in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Jet Direct Funding's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology