InFirst Bank in Pennsylvania vs the state
12.1%Denial rate-6.15 pts vs state
13.3%Decision denial rate-8.91 pts vs state
77.2%Origination rate+16.22 pts vs state
6.95%Median rate+0.33 pts vs state
0.09Rate spread (pts)-0.15 pts vs state
$89kMedian applicant income
477Loans originated
75Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 556 | 437 | 12.4% | 6.75% | #129 |
| 2024 | 602 | 462 | 13.1% | 7.50% | #121 |
| 2025 | 618 | 477 | 12.1% | 6.95% | #135 |
What InFirst Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most InFirst Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Indiana County | 196 | 146 | 23 | 11.7% |
| Westmoreland County | 112 | 88 | 14 | 12.5% |
| Jefferson County | 88 | 70 | 10 | 11.4% |
| Cambria County | 60 | 54 | 5 | 8.3% |
| Clearfield County | 40 | 34 | 3 | 7.5% |
| Allegheny County | 39 | 31 | 5 | 12.8% |
| Armstrong County | 17 | 9 | 5 | 29.4% |
| Somerset County | 14 | 13 | 0 | 0.0% |
| Fayette County | 12 | 10 | 1 | 8.3% |
| Washington County | 10 | 4 | 2 | 20.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 618 applications in 2025, of which 477 were originated and 75 denied.
12.1% of all applications, or 13.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans InFirst Bank originated in Pennsylvania in 2025 was 6.95%, against a statewide median of 6.63%.
About this data. Figures are InFirst Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology