Howard Hanna Financial Services in Pennsylvania vs the state
1.2%Denial rate-17.09 pts vs state
1.4%Decision denial rate-20.77 pts vs state
81.7%Origination rate+20.76 pts vs state
6.63%Median rate0.00 pts vs state
0.29Rate spread (pts)+0.05 pts vs state
$104kMedian applicant income
1,292Loans originated
19Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,409 | 1,139 | 2.5% | 6.63% | #61 |
| 2024 | 1,455 | 1,189 | 2.3% | 6.63% | #59 |
| 2025 | 1,581 | 1,292 | 1.2% | 6.63% | #59 |
What Howard Hanna Financial Services lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Howard Hanna Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 739 | 585 | 9 | 1.2% |
| Westmoreland County | 145 | 126 | 2 | 1.4% |
| Butler County | 114 | 95 | 1 | 0.9% |
| Beaver County | 88 | 70 | 2 | 2.3% |
| Erie County | 83 | 63 | 1 | 1.2% |
| Washington County | 80 | 69 | 0 | 0.0% |
| Lawrence County | 57 | 47 | 1 | 1.8% |
| Dauphin County | 48 | 43 | 1 | 2.1% |
| York County | 47 | 43 | 0 | 0.0% |
| Mercer County | 41 | 35 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 1,581 applications in 2025, of which 1,292 were originated and 19 denied.
1.2% of all applications, or 1.4% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Howard Hanna Financial Services originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Howard Hanna Financial Services's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology