Homexpress Mortgage · New Hampshire · 2025

Homexpress Mortgage in New Hampshire: approval rate, denial rate and rates (2025)

Homexpress Mortgage took 45 mortgage applications in New Hampshire in 2025, ranking #140 of 535 lenders active in the state. It originated 57.8% of them and denied 40.0% (40.0% of the applications it decided), against a statewide denial rate of 16.5%.

45Applicationsin NH
40.0%Decision denial ratestate 20.3%
7.50%Median ratestate 6.82%
$415,000Median loanstate $265,000
$14MVolume10 counties

Homexpress Mortgage in New Hampshire vs the state

40.0%Denial rate+23.51 pts vs state
40.0%Decision denial rate+19.73 pts vs state
57.8%Origination rate-3.93 pts vs state
7.50%Median rate+0.68 pts vs state
1.33Rate spread (pts)+1.09 pts vs state
$298kMedian applicant income
26Loans originated
18Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202313830.8%8.56%#206
2024221340.9%7.88%#172
2025452640.0%7.50%#140

What Homexpress Mortgage lends in New Hampshire

By loan purpose

Home purchase 23 51% · 34.8% denied
Refinance 1 2% · 100.0% denied
Cash-out refinance 21 47% · 42.9% denied

By loan type

Conventional 45 100% · 40.0% denied

Why it denied New Hampshire applicants

Credit history 14 78%
Collateral 3 17%
Employment history 1 6%

Where in New Hampshire

Counties with the most Homexpress Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 1385 38.5%
Merrimack County 954 44.4%
Rockingham County 871 12.5%
Belknap County 614 66.7%
Strafford County 312 66.7%
Cheshire County 220 0.0%
Sullivan County 110 0.0%
Carroll County 101 100.0%
Coos County 101 100.0%
Grafton County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 45 applications in 2025, of which 26 were originated and 18 denied.

40.0% of all applications, or 40.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Homexpress Mortgage originated in New Hampshire in 2025 was 7.50%, against a statewide median of 6.82%.

About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology