Homesale Mortgage in Pennsylvania vs the state
3.2%Denial rate-15.07 pts vs state
3.4%Decision denial rate-18.79 pts vs state
90.5%Origination rate+29.57 pts vs state
6.75%Median rate+0.13 pts vs state
0.42Rate spread (pts)+0.18 pts vs state
$97kMedian applicant income
478Loans originated
17Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 453 | 406 | 2.4% | 6.88% | #152 |
| 2024 | 498 | 434 | 4.8% | 6.88% | #149 |
| 2025 | 528 | 478 | 3.2% | 6.75% | #150 |
What Homesale Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Homesale Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 130 | 108 | 10 | 7.7% |
| Lancaster County | 125 | 122 | 1 | 0.8% |
| Berks County | 52 | 50 | 1 | 1.9% |
| Schuylkill County | 51 | 47 | 0 | 0.0% |
| Dauphin County | 37 | 33 | 1 | 2.7% |
| Adams County | 33 | 28 | 2 | 6.1% |
| Franklin County | 32 | 30 | 1 | 3.1% |
| Cumberland County | 26 | 23 | 1 | 3.8% |
| Lebanon County | 19 | 17 | 0 | 0.0% |
| Montgomery County | 5 | 4 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 528 applications in 2025, of which 478 were originated and 17 denied.
3.2% of all applications, or 3.4% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Homesale Mortgage originated in Pennsylvania in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Homesale Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology