Homebridge Financial Services · Wisconsin · 2025

Homebridge Financial Services in Wisconsin: approval rate, denial rate and rates (2025)

Homebridge Financial Services took 213 mortgage applications in Wisconsin in 2025, ranking #153 of 938 lenders active in the state. It originated 68.5% of them and denied 24.4% (26.0% of the applications it decided), against a statewide denial rate of 14.0%.

213Applicationsin WI
26.0%Decision denial ratestate 16.4%
7.38%Median ratestate 6.63%
$185,000Median loanstate $165,000
$28MVolume49 counties

Homebridge Financial Services in Wisconsin vs the state

24.4%Denial rate+10.40 pts vs state
26.0%Decision denial rate+9.64 pts vs state
68.5%Origination rate+0.39 pts vs state
7.38%Median rate+0.75 pts vs state
0.19Rate spread (pts)+0.07 pts vs state
$84kMedian applicant income
146Loans originated
52Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231527236.8%7.38%#164
202420013025.0%7.06%#142
202521314624.4%7.38%#153

What Homebridge Financial Services lends in Wisconsin

By loan purpose

Home purchase 56 26% · 33.9% denied
Refinance 59 28% · 28.8% denied
Cash-out refinance 13 6% · 53.9% denied
Home improvement 32 15% · 6.3% denied
Other / HELOC 53 25% · 13.2% denied

By loan type

Conventional 106 50% · 15.1% denied
FHA 56 26% · 33.9% denied
VA 47 22% · 29.8% denied
USDA / RHS 4 2% · 75.0% denied

Why it denied Wisconsin applicants

Unverifiable information 15 29%
Debt-to-income ratio 12 23%
Collateral 10 19%
Insufficient cash 7 13%
Incomplete application 3 6%
Credit history 2 4%
Other 2 4%
Employment history 1 2%

Where in Wisconsin

Counties with the most Homebridge Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 512919 37.3%
Waukesha County 15105 33.3%
Brown County 11100 0.0%
Rock County 981 11.1%
Walworth County 752 28.6%
Kenosha County 761 14.3%
Racine County 642 33.3%
Ozaukee County 660 0.0%
Manitowoc County 623 50.0%
Adams County 530 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 213 applications in 2025, of which 146 were originated and 52 denied.

24.4% of all applications, or 26.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Homebridge Financial Services originated in Wisconsin in 2025 was 7.38%, against a statewide median of 6.63%.

About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology